How I Budget My Monthly Salary – A Realistic Plan for Indian Families

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Managing monthly expenses can feel like a never-ending puzzle, especially for Indian families trying to balance needs, goals, and surprises. I’ve been there—and after trial and error, I found a system that works. In this blog, I’ll share my simple but powerful monthly budgeting plan. It’s not perfect, but it’s practical, real, and built for Indian middle-class life.

Fake-Cop Investment Scam in Lucknow – What You Must Know to Stay Safe

Person receiving phone call with fake police ID shown on screen – warning against fake-cop investment scam.

It happened today: in Lucknow, the local police arrested *four fake cops*—Vishal Kumar, Ram Bahadur, Ram Prasad, and Anjani Kumar—who were duping people with a *money-doubling investment scam*. They even used fake police IDs and threatened victims pretending to be from the crime branch. Authorities recovered ₹30,000, pistol, fake IDs, and counterfeit money to scare their targets.


Here’s what this means for all of us—and exactly what you need to do to avoid falling into similar traps.


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🛑 How the Scam Worked


1. *Lured via “money-doubling” promise* – victims were promised quick returns.  

2. *Pretended to be SOG or crime branch officers* – used fake IDs to intimidate.  

3. *Threats and arrests* – victims were told their money was illegal unless they cooperated.


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🚨 Warning Signs: Red Flags You Must Watch


- 🤔 *“Too good to be true” promises* like doubling money in days  

- 👮 *Fake authority* – they show IDs, claim to be from SIT, SOG, CBI  

- 📲 *Intimidation via phone or visits* – threatening action  

- 💸 *Urgent demands* – “Give us money, we’ll return it” style


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🧭 Real Protection Tips


1. *Never trust unsolicited calls or messages*  

   👉 Close the call and check official numbers  

2. *Ask for identification* – call your local police station directly  

3. *Reach out to family/friend before paying* – don’t decide in panic  

4. *Report immediately* to cybercrime or your local police  

5. *Spread awareness* – share this post with parents, neighbours, groups


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🧠 What Happened After Arrest?


Lucknow police recovered:

- Fake IDs & pistol  

- ₹30,000 cash + counterfeit “Children Bank” notes  

They’re now investigating if this network operated in other states.


This proves again: *fake authority scams are real and dangerous.*


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💡 Key Takeaway


Don’t fall for scams promising easy money or using fake authority.  

Keep calm, verify, and protect your loved ones.  

Share this post right now with anyone who might receive such calls or visits.


- Sathyanand Rajendran

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