How I Budget My Monthly Salary – A Realistic Plan for Indian Families

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Managing monthly expenses can feel like a never-ending puzzle, especially for Indian families trying to balance needs, goals, and surprises. I’ve been there—and after trial and error, I found a system that works. In this blog, I’ll share my simple but powerful monthly budgeting plan. It’s not perfect, but it’s practical, real, and built for Indian middle-class life.
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Your Life Can Change in 90 Days — Only If You Try

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Illustration of a man planning his goals on a large calendar, symbolizing a 90-day life transformation journey with motivation icons like clocks, checklists, and light bulbs

Namma life-la change venumnu niraya naal yosikrom. But change varave illa. Why?


Because we think “one day” instead of “day one”.


But here’s the truth 👉 90 days is enough to change:

- Your routine

- Your confidence

- Even your income


🔁 You don’t need to be perfect. You just need to show up daily.


💡 5 Simple rules I follow:

1. Wake up before the world needs me

2. Spend 30 mins a day learning

3. Create more than I consume (content, not just scrolling)

4. Track every rupee I spend

5. Do one thing that my future self will thank me for


Sathyanand’s Talk is part of that journey. Your blog, your goals — all it takes is 90 days of honest effort.


📅 Start your 90-day change. Start today.


📌 What's your take? Reply in comments — I respond to everyone ☺️

— Sathyanand R

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